home-hero-slide-0home-hero-slide-0
home-hero-slide-1home-hero-slide-1

Why choose Land Lease?

Experts in creating land lease lifestyle communities for those over 50*

Hometown Australia creates vibrant lifestyle communities where you can enjoy an independent way of living, stay active with quality amenities, build lasting social connections, and embrace lifestyle-rich locations – all without the premium price tag.

Hometown Australia is proud to be one of the nation's leading developers and operators of land lease living communities across Australia, driven by a passion for creating affordable, high-quality lifestyle communities that offer Australians over 50* the freedom to enjoy an exceptional way of life.

With more than 15,000 homeowners across 65+ communities, Hometown Australia creates vibrant lifestyle communities where you can enjoy an independent way of living, stay active with quality amenities, build lasting social connections, and embrace lifestyle-rich locations - all without the premium price tag.

Throughout this article, we'll break down how the land lease model works and explore its benefits compared to both retirement villages and traditional homeownership, so you can make a confident, informed decision about your next move.

You can find our communities throughout NSW, QLD, VIC and SA, with each location handpicked for its natural surroundings or urban conveniences. Hometown Australia's land lease living communities provide true value for money, without the high entry and exit fees often associated with other retirement living options.

Choose from the range of quality new or pre-loved homes, carefully designed to suit your needs and your budget. Hometown Australia's active, amenity rich communities are waiting to welcome you into an exciting new way of living.
 

Why choose a Hometown community for over 50’s*?
Hometown Australia is an expert in creating vibrant and inspiring land lease communities for those over 50*
Find your new home
The Benefits of the Land Lease ModelHometown Australia’s land lease communities provide true value for money, without the high entry and exit fees often associated with other retirement living options.
No Stamp Duty

No stamp duty

There is no stamp duty payable on the purchase of your home, saving you thousands of dollars to spend on the lifestyle you deserve. 

This can result in a boost to your budget, considering the  Property Council of Australia  suggests you can spend up to $75,000 in stamp duty and other costs when downsizing through traditional land and property purchasing. A saving you won't find in a retirement village either.

Retain Capital Gain

Retain Capital Gain

We believe you should get 100% of your capital gain as a cash profit when you sell your home. 

In many other retirement living options, your agreement may force you to share your capital gain with the community manager. Living in a Hometown Australia land lease community means that more money stays in your pocket.

No Exit Fees

No Exit Fees

When you sell your home, you won’t pay any exit fees, unlike ‘retirement villages' where you can be charged exit fees or ‘deferred management fees’ accrued over time. Great for your budget!

No Council Rates

No Council Rates

Unlike traditional homeowners and most retirement villages, when living in a Hometown Australia land lease community you won't have to pay council rates.
Council rates are increasing all the time, with some NSW councils seeing residential rate increases between 6.35% and 45.78% in a single year. That's a cost that simply doesn't apply here.
 

No Stamp Duty

No stamp duty

There is no stamp duty payable on the purchase of your home, saving you thousands of dollars to spend on the lifestyle you deserve. 

This can result in a boost to your budget, considering the  Property Council of Australia  suggests you can spend up to $75,000 in stamp duty and other costs when downsizing through traditional land and property purchasing. A saving you won't find in a retirement village either.

Retain Capital Gain

Retain Capital Gain

We believe you should get 100% of your capital gain as a cash profit when you sell your home. 

In many other retirement living options, your agreement may force you to share your capital gain with the community manager. Living in a Hometown Australia land lease community means that more money stays in your pocket.

No Exit Fees

No Exit Fees

When you sell your home, you won’t pay any exit fees, unlike ‘retirement villages' where you can be charged exit fees or ‘deferred management fees’ accrued over time. Great for your budget!

No Council Rates

No Council Rates

Unlike traditional homeowners and most retirement villages, when living in a Hometown Australia land lease community you won't have to pay council rates.
Council rates are increasing all the time, with some NSW councils seeing residential rate increases between 6.35% and 45.78% in a single year. That's a cost that simply doesn't apply here.
 

Land Lease Compared to a Retirement Village

A legacy of Trust and Security
Land Lease
Retirement Village
Contract type
You lease the land where your house is located. The contract can only be terminated under limited circumstances. You own your home
You purchase the right to live in a unit or villa located within the village. You do not own the home.
Profit/Retain capital gain
You keep 100% of any profit made on the sale of your home.
Your village operator may share any, or all, of the profit on sale.
Exit fees
No exit fees. Hometown Australia does not charge exit fees.
You may pay exit fees. Usually fees are accrued over time ranging from 25% - 50% based on either the purchase or sale price of your home.
Government subsidies
If you receive any government pension, you may be eligible for rental assistance, which may be paid towards the cost of your site fees.
As a pensioner, you may be eligible for rental assistance if the amount you paid to enter the village falls below the government's current Extra Allowable Amount threshold.
Ongoing fees
You pay a site fee. This can be offset through Government subsidies.
You may pay fees to the owners’ corporation and to the operator for operation of the village and any additional private services.
Land Lease
Contract type
You lease the land where your house is located. The contract can only be terminated under limited circumstances. You own your home
Profit/Retain capital gain
You keep 100% of any profit made on the sale of your home.
Exit fees
No exit fees. Hometown Australia does not charge exit fees.
Government subsidies
If you receive any government pension, you may be eligible for rental assistance, which may be paid towards the cost of your site fees.
Ongoing fees
You pay a site fee. This can be offset through Government subsidies.
Retirement Village
Contract type
You purchase the right to live in a unit or villa located within the village. You do not own the home.
Profit/Retain capital gain
Your village operator may share any, or all, of the profit on sale.
Exit fees
You may pay exit fees. Usually fees are accrued over time ranging from 25% - 50% based on either the purchase or sale price of your home.
Government subsidies
As a pensioner, you may be eligible for rental assistance if the amount you paid to enter the village falls below the government's current Extra Allowable Amount threshold.
Ongoing fees
You may pay fees to the owners’ corporation and to the operator for operation of the village and any additional private services.

Land Lease Compared to Traditional Homeownership

More freedom. More savings. More lifestyle.
Land Lease
Retirement Village
Contract type
You buy your home and lease the land it sits on under a Residential Site Agreement. You own your home.
You purchase both the land and the home outright. You are responsible for all land and property costs.
Stamp duty
No stamp duty payable on the purchase of your home, saving you thousands of dollars.
Stamp duty applies. The Property Council of Australia suggests costs of up to $75,000 when downsizing through traditional purchasing.
Council rates
You don't own the land, so you aren't liable for council rates. More money for the lifestyle you want.
Council rates apply annually. Rates are increasing, with NSW residential rates rising between 6.35% and 45.78% in a single year.
Ongoing fees
You pay a site fee per annum, which may be offset through government rental assistance.
Apartments and townhouses incur strata and owners corporation fees of $2,000 to $4,000 per year, with no subsidy eligibility.
Government subsidy
As a land lease resident, you may be eligible for government rental assistance to help offset your site fees.
Traditional homeowners are not eligible for any form of rental subsidy.
Community lifestyle
Access to resort-style communal amenities, events and a vibrant community of like-minded people.
Standard residential ownership with no shared community amenities or organised social activities.
Land Lease
Contract type
You buy your home and lease the land it sits on under a Residential Site Agreement. You own your home.
Stamp duty
No stamp duty payable on the purchase of your home, saving you thousands of dollars.
Council rates
You don't own the land, so you aren't liable for council rates. More money for the lifestyle you want.
Ongoing fees
You pay a site fee per annum, which may be offset through government rental assistance.
Government subsidy
As a land lease resident, you may be eligible for government rental assistance to help offset your site fees.
Community lifestyle
Access to resort-style communal amenities, events and a vibrant community of like-minded people.
Retirement Village
Contract type
You purchase both the land and the home outright. You are responsible for all land and property costs.
Stamp duty
Stamp duty applies. The Property Council of Australia suggests costs of up to $75,000 when downsizing through traditional purchasing.
Council rates
Council rates apply annually. Rates are increasing, with NSW residential rates rising between 6.35% and 45.78% in a single year.
Ongoing fees
Apartments and townhouses incur strata and owners corporation fees of $2,000 to $4,000 per year, with no subsidy eligibility.
Government subsidy
Traditional homeowners are not eligible for any form of rental subsidy.
Community lifestyle
Standard residential ownership with no shared community amenities or organised social activities.

What Is a Land Lease Community?

In essence, the land lease model means you buy a home and lease the land it sits on, as part of a land lease agreement known as a Residential Site Agreement. When you sign this land lease document, you secure the right to lease the land for an extended duration and get access to all of the community amenities.

A land lease community is a group of these homes sharing resort-style amenities like pools, gyms and more. Hometown Australia's land lease communities are made up of like-minded people over the age of 50*, providing wonderful opportunities for socialising and amenities to support an active and social lifestyle.

Discover the Hometown difference

Whether you're comparing land lease living to a retirement village or traditional homeownership, the benefits speak for themselves. No stamp duty, no exit fees, no council rates and access to government subsidies mean more money in your pocket for the things that matter.

But it's not just about the savings. Our communities are designed around the lifestyle you deserve, resort-style amenities, social events and a neighbourhood of like-minded people who genuinely enjoy each other's company.

Get in touch with our team

Hear what our 
residents have to say

Residents share their stories
Geoff newport

Frequently Asked Questions about Land Lease Living in Australia

How does land lease work in Australia?
How much do site fees cost?
What is lease documentation?
What are the disadvantages of a land lease community?
What are the pitfalls of buying into a retirement village?
Do you own the land in a lifestyle village?
Are over 55 communities worth it?
Neighbouring Communities
branding logo
Kingfisher Gardens, Kearneys SpringKingfisher Gardens is an attractive over 55s community only minutes...
branding logo
Bayside, TingalpaCentrally located within Brisbane’s inner eastern suburbs, Tingalpa is superbly...
branding logo
Bremer Waters, Moores PocketEnjoy the picturesque Bremer River, right on your doorstep. Located...

Discover the Hometown difference

Whether you're comparing land lease living to a retirement village or traditional homeownership, the benefits speak for themselves. No stamp duty, no exit fees, no council rates and access to government subsidies mean more money in your pocket for the things that matter. But it's not just about the savings. Our communities are designed around the lifestyle you deserve, resort-style amenities, social events and a neighbourhood of like-minded people who genuinely enjoy each other's company.